INSTALLMENT POLICY

Buying goods in installments by credit card is a form of purchase for those who are using credit cards and want to buy in installments with a lower cost than savings interest rates, simple and quick procedures, without requiring paperwork or proof of income like other forms of installment purchases.

1. CREDIT CARDS APPLICABLE

– International credit card (VISA/MASTER/JCB) issued by one of the following banks: Sacombank, VIB, HSBC, Citibank, Techcombank, VPBank, Shinhan Bank, Eximbank, Maritime Bank, SeaBank, TPBank, SCB, FECredit, Nam A, OCB, KienLong, SHB, BIDV, Vietcombank, ACB………..

– At the time of payment, the cardholder's credit card limit balance must be greater than or equal to the total transaction value.

– Installment amount greater than 3 million VND (can include many products).

2. STEPS TO MAKE INSTALLMENT PURCHASES BY CREDIT CARD

STEP 1: You buy online through the website.

STEP 2: You choose the product you want to buy and access the product link on the website https://phuctruongaudio.vn/

STEP 3: You proceed to fill in the cardholder's information and choose the payment term to buy in installments.

When you only buy the product, Click on "PAY BY CARD"

– You choose the bank you want to pay by installment:

 - Please fill in your personal information, choose the installment period and make payment:

After completing the installment payment steps, a secure OTP code will be sent to your phone message. You enter the OTP code and confirm the successful transaction payment (Note: Do not disclose the OTP code information to anyone).

3. INSTALLMENT FEE

Includes 2 specific fees as follows:

3.1 Payment fee: 2,5% of installment amount

3.2 Installment conversion fee: depending on bank and installment period

4. INSTALLMENT REGULATIONS

• Installment interest rate: 0%;
• Installment transactions are only made for credit card holders issued by Banks that support installment payments and purchases, paid through the VNCT that has an installment payment program linked with Bao Kim.
• Not applicable for Supplementary Cards, Corporate Cards;
• Unlimited number of installment registrations;
• Card payment value from 3.000.000 VND (Three million VND) or more after deducting discounts (if any). Except for banks with separate regulations above.

Installment purchase form at Phuc Truong Group

With the constant development of many technological devices and machines to serve the needs of life, many consumers from young to middle-aged want to own new, modern devices with famous brands as well as genuine. However, not everyone has the conditions to own them immediately.
Understanding the general psychology of customers, Phuc Truong Audio offers a solution so that customers can immediately own the product with extremely quick and easy credit card installment procedures.

Buy karaoke system on installments of 0 VND at Phuc Truong

What is installment purchase of audio equipment and karaoke system?

What is the installment payment method?

Installment payment involves 2 parties: Customer and Sales Agent Store.

You want to own karaoke audio equipment, latest karaoke system The most modern but not prepared a large amount of money and you want to own it immediately to experience entertainment equipment for the whole family to enjoy.

Installment purchase is the top choice of many customers today.

Buying audio equipment and karaoke systems in installments at Phuc Truong Audio is a way to buy products without having to pay the entire amount at once. Instead, you will choose to pay a small amount in advance and then pay in installments (3 months, 4 months, 6 months, 8 months, 12 months, etc.) with an interest rate of 0%.

0% installment payment is a form of customers purchasing goods and paying by credit card of banks through mPoS.vn card acceptance device. After successful purchase, the amount the cardholder must pay to the bank is divided into monthly installments from 3 months to 1 year and does not have to pay any interest (0%).

*Credit card: A credit card is a card with an integrated chip containing the cardholder's information and linked to the card-issuing bank. Depending on your income, financial capacity and credit history, the bank will grant you an appropriate credit limit. When shopping with a credit card, you do not need to pay immediately. Instead, the Bank will advance money to the seller through the card and you will pay back the Bank later based on the credit limit granted. You can "pay back" the amount advanced by the Bank over a certain period of time, usually up to 45 to 55 days.

What are the benefits of buying audio equipment and karaoke systems on installment?

With the constant development of many technological devices and machines to serve the needs of life, many consumers from young to middle-aged want to own new, modern devices with famous brands and genuine products.

However, not everyone has the means to own one immediately. For example: On the occasion of Tet, every family wants to own a good karaoke sound system to enjoy the grand Tet holiday, relax with family and invite friends and guests to enjoy together.

But if you are not prepared to turn around the money, you can pay in advance with a small amount and then choose to pay in installments every month within 3 months, 6 months, 8 months, 12 months, ... depending on your conditions, you can choose a suitable low interest rate from the bank.

Thus, with the form of monthly installment purchase, you will have less financial burden and pressure than buying outright and quickly own the experience of a high-class karaoke system.

Should I buy a karaoke system in installments or not? Why?

What is the current demand for installment shopping?

With today's life, Vietnamese people have a very high demand for entertainment. For Vietnamese users, owning a karaoke system is a must for everyone. From low-end to high-end, everyone wants to buy for themselves and their family a family karaoke system with the best quality, the best sound, and the most modern.

But the cost of a quality genuine karaoke system is not cheap or low. Users also find it difficult to own the quality products they want.

Grasp the thoughts as well as the feelings and experiences of customers who have trusted Phuc Truong Audio. Up to now, we have officially supported customers to buy Karaoke Systems on installments in Ho Chi Minh City with extremely low interest rates.

Installment payment method applied at Phuc Truong Audio:

CONDITIONS FOR 0% INSTALLMENT PAYMENT:

Customers have credit cards from one of 18 affiliated banks: Eximbank, Maritimebank, VIB, Citibank, Techcombank, OCB, Seabank, Shinhan – ANZ, Standard Charter, SCB (Saigon Bank), FE Credit, Nam A Bank, HSBC, Kien Long Bank, TP Bank, Sacombank and VPBank.
The customer's credit card has a spending limit greater than the installment payment amount.
The installment payment amount must be greater than 3 million VND. For VIB and Standard Chartered, it only requires over 2 million VND.

Interest rate: 0%
Installment period: 3-6-9-12 months
Applicable products: All products at Phuc Truong Audio with a minimum installment value of 3.000.000 VND or more (After deducting all incentives from Phuc Truong Audio, if any)
Applicable location: At Phuc Truong Audio Showroom.
Only applicable to international credit card holders (VISA, MASTERCARD, UNION PAY, JCB)
Each Customer can participate in the Program multiple times as long as the total value of the orders does not exceed the credit card limit.

0% INSTALLMENT PURCHASE PROCESS:

Step 1: Select product to buy.

Step 2: Swipe your 0% installment credit card through the mPoS.vn device at the store.

Step 3. Cardholder confirms 0% installment transaction with credit card issuing bank.

Step 4: Pay the bank monthly.

Note: The installment amount will be divided monthly and will be sent to the customer in the detailed statement. The customer must pay this amount on time to avoid additional bank interest.
For more information, please visit: https://phuctruongaudio.vn/ or call Hotline: 0907 7770 58 - 0908 769 067 or via email: phuctruonggroup@gmail.com. for advice and answers to questions.